I have a lengthy background in real estate having been a real estate agent, a new construction sales consultant and now a mortgage consultant. I believe having this wide ranging background in the real estate industry allows me insight into the entire home buying process from the view point of a buyer, builder, realtor, and lender.
Given the changes over the past few years in the mortgage market it is more important than ever that borrowers select a lender that has experience and knowledge of the products being offered. The scrutiny on the borrower has become much tighter since 2008. It is critical for a mortgage loan consultant to be an informed resource who knows the products and can match both the product and the lender to meet the financial profile of the borrower.
Specialties: Government loan products and first time home buyers, though I certainly welcome conventional and trade up buyers. Due to my affiliation with Lafayette Bank and Trust I have the opportunity to offer more choices to more buyers.