I have over 20 years of experience in mortgage industry in both the institutional bank and the broker side of the business. My vast knowledge of the industry allows me to service all types of clients with a variety of loan programs such as first time homebuyer loans, Conventional and Jumbo Loans, FHA, USDA and VA loans. I was born and raised in Newark, New Jersey, spent my informative years in North Dakota, and finalized my education in Ohio with an undergraduate degree from Youngstown State and MBA from Franklin University. I currently reside north of Columbus and enjoy time with my Great Dane, Asha. I have two adult boys, Andrew and Gabriel, who are both in college, and one of my greatest passions is deep sea fishing, specifically in Mexico, Costa Rica, and Florida.