Rate are applicable to locations within our footprint or to current First Merchants Bank Customers. We currently do not lend outside our footprint unless you currently reside in our footprint, are financing a property in our footprint, or currently have a First Merchants Bank relationship. Our footprint is defined as Indiana, Eastern Illinois, Northern Kentucky, Michigan and Ohio.
The information provided on this page is for comparative purposes only. Rates and terms may change at any time and without prior notice. Your actual rate, payment, terms and costs could be different. Get an official Loan Estimate before choosing a loan. Your rate, fees, and terms may differ based on when your rate is locked, actual occupancy status, loan purpose, loan amount, credit score, debt to income ratio, loan to value ratio, etc. The payment examples do not include mortgage insurance. The actual payment will be higher if mortgage insurance is required on your loan. The payment examples do not include amounts for taxes and insurance premiums. Your actual payment obligation will be greater considering taxes and insurance premiums.